Wayne Gaddy's Blog Posts

Blackeyed Peas And The Civil War

By Ellen PeffleyPosted Dec 31, 2013 at 6:27 PMOf Southern traditions, black-eyed peas on New Year’s Day ranks right on top. Folklore tells that this tradition dates back

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Frequently Asked Mortgage Questions

Frequently Asked Mortgage QuestionsDoes the term "amortization" leave you perplexed? Are you unsure how pre-approval differs from prequalification? If so, you're not alone. Here are some

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Home Updates That Pay Off In The Long Term

Homeowners want to increase the value of their property as much as possible so that they can get impressive returns on investment if and when they decide to sell their homes. Fortunately, there are

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HOW TO BUY A HUD HOME STEPS

Your First step should be to find an Experienced Realtor you trust! This is the most important step. Work with this professional to help you understand all the things that

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Is Mortgage Preapproval Important

Shopping for a home before getting pre-approved for a mortgage is the equivalent of walking into a grocery store without a wallet. Yet, the vast majority of homebuyers don't get a loan pre-approval

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Slow Cooker Taco Soup

Slow cooker recipes are great to save time while providing a delicious meal. This soup is a favorite of mine.Ingredients:1 chopped onion1 can of chili beans (16 oz)1 can of black beans (15

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Instant Offers What To Know

You may have heard about “instant offers,” which take all the footwork out of selling your home. Before you think about taking this easy route when you decide to sell, know that I believe you

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10 Easy Steps To Home Ownership

10 Steps to Buying a HomeUnderstanding how to find and finance the perfect home for you.Buying a house requires a lot of time and effort, but these 10 steps can help make the home buying process

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VA Loans MUST KNOW Basics

VA Loans... 3 Things To Know FirstOne of the benefits of joining the military is that service members and their families are eligible for a variety of financial benefits, includingVA.

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2019 Spring Real Estate Market

First lets look at the recent activity numbers...The numbers from December 2018 were almost shocking when compared to December 2017. Overall, the market slowed by about 20%. More specifically, we

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Top Deal Killers For Homebuyers To AVOID

  Falling in love is exhilarating. It can also be a bit scary, especially when a home has captured your heart. What if something goes wrong and you end up not spending the rest

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Where Are Home Values Headed

There have been many questions about where home prices will be next year as well as where they may be headed over the next several years to come. I have gathered the most reliable sources to

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Quit Claim Deed What Is It

I have gotten many questions this past year about deed types and specifically quit claim deeds so I found this article to help explain what it's all about. Top 5 Facts About Quitclaim&

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WINTER 2019 Market Value Update

Friends and Clients —We seem to be entering a buyer's market.I'll explain what this means for you in just a second.But first, let me give you a quick rundown of current real estate conditions:1.

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Where To Retire Top 10

Where to Retire selects City of Myrtle Beach as one of America’s 100 Best Places to Retire…Myrtle Beach, South Carolina, has been selected as a top retirement destination in the sixth edition

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Not Just For Thanksgiving Sweet Potatoes

Sweet potatoes are so closely associated with Thanksgiving dinner, they’re practically held hostage by the holiday. But we’re here to set ’em free. Because if you only eat sweet potatoes once

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Happy Autumnal Vernal Equinox

At 9:54 pm Eastern Daylight Time on Saturday, September 22, the Equinox occurs, and autumn officially begins in the Northern Hemisphere, and spring in the Southern Hemisphere. Here’s why…At any

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If Your House Experiences Repeated Flooding

HORRY COUNTY (WMBF) – For homeowners’ experiencing repeated flooding after Hurricane Florence, one option may be to allow the local government to take over their property.This option is

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Are You Thinking Of Selling Your Home

Competition is Coming.The number of building permits issued for single-family homes is the best indicator of how many newly built homes will rise over the next few months. According to the 

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WAKE UP EARLIER FOR

Jocko Willink, the retired Navy SEAL who founded Echelon Front.Echelon Front Jocko Willink is a retired Navy SEAL commander with a leadership-consulting company, best-selling books, and a hit

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SOCIAL MEDIA IS CHANGING

FAKE ACCOUNTS, FAKE NEWS = USER MANIPULATION : LinkedIn: I have Just received a connection request from a fake account masked as one of my actual connection.  So I asked

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Happiness 10 Ways To BE MORE HAPPY

10 Ways to Cultivate More HappinessWhat types of experiences pay the biggest happiness dividends?I recently attended a conference in New Orleans and the keynote speaker was University of Amherst

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Market Moment 1st Quarter 2017 Vs St Quarter 2018

For Sale inventory is down across every segment of the Pee Dee and Myrtle Beach South Carolina markets, properties are selling faster and for more money. Residential homesites and commercial

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Jumbo Loans Are Back

Up until recently, home buyers looking to buy a home in more expensive areas were left in limbo. Here’s why: Lenders had tightened the requirements on jumbo loan options making it hard to qualify

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Property Rights

As a REALTOR and student of property rights this situation on Anna Maria Island fascinates me. Anna Maria is beautiful if you never visited put it on your list..

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Keeping Current From Wayne Gaddy

New home sales hit its highest sales rate in ten years in October, reaching a seasonally adjusted annual sales rate of 685,000 units. That’s a 6.2% increase from September’s pace. Year

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Cannot Rebuild Or Even Repair Your Ocean Front Property

UPDATE: 11/11/17Proposed Jurisdictional Lines Public Comment Period EXTENDEDA 30-day public comment period for the Proposed Beachfront Jurisdictional Lines (the "current proposal") commenced on

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So You Want To Buy Some Land

There are lots of things to consider before buying landBefore You Buy LandLooking to purchase rural land for your new home? There may be conditions under the ground and out of sight that may make it

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National Pumpkin Cheesecake Day October 21st

Perfect pairings deserve a special day. Pumpkin and cheesecake have their day on October 21. National Pumpkin Cheesecake Day celebrates the delicious combination of flavors that turns pumpkin,,

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Housing Trends 2018

SustainabilityAccording to the National Association of REALTORS®(NAR), REALTORS and Sustainability Report 2017, about 60 percent of respondents said consumers are interested in sustainability

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Is This House In A Flood Zone

Great resourece to check the flood risk any particular property has on this webstie http://www.floodtools.com/Map.aspx Another great resource to understand Flood Insurance https://www

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NO MONEY DOWN LOANS

USDA Rural Housing LoanWhat does this program do? This program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe

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FHA 203 Renovation Loans 101

If you want to purchase a house that needs repairs before it can be occupied, an FHA 203(K) loan can be used to complete the transaction including the cost of necessary repairs.

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Best Negotiating Position

Thanks again for using our website www.homesofflorence.com !  Here is a suggestion that could make a big difference in negotiating a successful offer for your new home: many buyers

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Equifax Consumer Data Breach What Do I Do

Check here https://www.equifaxsecurity2017.com/enroll/ to see if your Credit File information has been compromised. You will be offered the chance to enroll in Free Credit monitoring

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What Are Typical Mortgage Down Payments

Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property.These are usually still required of people who have owned a home for

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Disaster Strikes During Hurricane Season

When disaster strikes a property during a pending real estate transaction, there are many important issues that must be addressed. The health and safety of everyone involved is of the utmost concern

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Buyer Concerns

Part of our job as Realtors is to relieve any anxieties you might have about the process of buying a home. A common element buyers are concerned with is the condition of the home they are interested

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Pee Dee Area NEW JOBS

June 14, 2017 Ruiz Foods announced a $79 million dollar expansion that will bring more than 700 jobs to the area. APPLY HERECouncilman Alphonso Bradley said the county is working with the

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