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Aug 18 2014
10:54 am

Posted By Beth Ross
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I debated sharing this but felt it a great read!!!

Entertainment

This is a blog that was posted by a Realtor in Houston, TX with a major brokerage there.  I felt it warranted a spot on my company page as a reminder to our customers and clients, that to have a true professional working with you on your important purchase is extremely important.  If someone is willing to go thru what is ALMOST truthfully accurate in this blog, then they are a true professional as long as they maintain their ethical responsibility, moral standards and offer Better Than Great Customer Service.

ENJOY THE READ!!!  It may open an eye or two of the consumer!!

Thank you to Greg Nino of RE/MAX Compass of Houston Texas for writing this and allowing us to share it!!

An open let...

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Apr 9 2014
6:43 pm

Posted By Beth Ross
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New mortgage lending rules in effect for 2014

Entertainment

Dollar Signs

    New mortgage lending rules in effect for 2014

    There are new mortgage rules applying to Qualified Mortgages originated on or after January 10th, 2014, and we           want to give you an overview

    Mortgage lenders are being asked to comply with two new requirements: The Qualified Mortgages and the Ability to     Repay Rule . Here's how they will impact borrowers:

 Qualified Mortgages

A Qualified Mortgage is a home loan that has certain features to make it easier for you to repay your loan. A loan must meet 3 requirements in order to be considered “qualified”: the lender must determine that the buyer has an Ability To Repay (ATR), the cost of the loan must meet certain r...

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Mar 31 2014
3:01 pm

Posted By Beth Ross
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Trying to Sell Your Home Yourself??

Realtor Information

Difficulties of Selling Your Own Home:

How a Great REALTOR®Can Help

As real estate markets throughout the United States show signs of rebounding, many home owners are once again considering selling their homes. Home values across the nation plummeted in recent years because of the overall recession. As a result most real estate markets became a “buyer’s market.”

 

In a buyer’s market, there is typically an abundance of inventory at reasonable or rock-bottom prices. Those conditions flourished in many markets throughout the United States for several years during the recession; however, signs are pointing to a significant shift across the country. In fact, some markets are changing fro...

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Mar 30 2014
8:20 pm

Posted By Beth Ross
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Remodel or Sell "As-Is" - The question everyone asks!!!

Entertainment

Updated Shower
  Remodel or Sell “As-Is”

 Should you remodel your home before you list it? It may seem counterintuitive to put money into a house that you're  planning to sell, but the fact is that buyers are notoriously inflexible when it comes to looking past any major home  improvement problems such as a stained carpet or a dirty wall. Sometimes even a gaudy paint job can still cost you  money at the negotiating table if the buyer insists on it being changed before the sale. Plus, you don't want your  buyers to have to envision what the remodeled house will look like if it is in serious need of repair. On the other  hand, you don't want to pour your money into fixing up a home that you are not goin...

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Jul 10 2012
4:42 pm

Posted By Beth Ross
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BUYING YOUR FIRST HOUSE TOGETHER?? THE START OF THE JOURNEY...

General

This time of life can be one of the most stressful times in your relationship, especially if you are not both in tune of your wants and needs BEFORE you start looking!

Here are some of my suggestions that couples buying their first home together should do to help them understand the wants and needs of their partner. 

Answer these items separately and then together.  Determine what is going to work best for you as a couple, and then share your results with a licensed Realtor that you have researched and chosen to represent you in your purchase.

This list may seem long, but these are all items that crop up in a purchase of a home. 

The first and most important item to consider is your f...

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Apr 15 2012
1:30 pm

Posted By Beth Ross
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Do I Rent or Do I Buy!!

General

Renting Versus Buying

Not everyone needs to be nor wants to be a home owner and that is ok.  Don't get pressured into doing something that isn't right for you!  Take the time to research and get to feel comfortable with your decision!

First - take a look at a rent vs buy calculator -  make sure that your goals and lifestyle are important for home ownership. 

Here are a couple of tools to help in your decision process - Ginnie Mae Calculator Realtor Dot Com Calculator

Second - Find out if you are financially able to purchase a home. 

Get with your bank or a mortgage lender to determine WHAT you can afford.  You may think you might be able to afford something, but have y... Read Full Post →

Apr 21 2010
11:57 am

Posted By Beth Ross
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REALTOR® or Real Estate Sales Person

General

When people think of working with someone in the real estate industry, they often just use the word REALTOR®, not being aware that all real estate sales people are not REALTORS®.   Everyone who has an active real estate license can work with you on buying or selling property.  Why is that distinction important?  And what exactly is a REALTOR®?

A REALTOR® is someone who belongs to the National Association of REALTORS®.  In SC, those individuals actually go through a day of training and then get sworn in.  When they raise their right hand, they are promising to abide by a Code of Ethics, and if they disobey that code, they can be brought before a Professional Standards Committee and go thr...

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Jan 26 2010
8:45 pm

Posted By Beth Ross
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Alphabet Soup and REALTORS

Realtor Information

OK, you see a Realtor’s business card and there are letters behind or under their name.  What in the world do they mean?  They look like alphabet soup don’t they? 

Well, first off, these letters let you know right off that no matter what they mean, you have found a Realtor who takes their education and knowledge extremely serious.  As Realtors we are not required to keep massive amounts of hours in classroom or webinar studies.  But, those of us that truly care about our clients will take the time and expense to make our knowledge base broader, deeper and better so that we can offer more tangible experience and information to any transaction to you. 

You are hiring us to help with one o...

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