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Jan 10 2014
11:55 am

Posted By Beth Ross
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Home Buying for Unmarried Couples

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by  on November 21, 2013 in For Buyers

This article was shared from Keeping Current Matters - you can check out their link here - http://www.keepingcurrentmatters.com/2013/11/21/home-buying-for-unmarried-couples/

Today we are excited to have Mark Scheets return as our guest blogger.  Mark is a writer for Total Mortgage Services, and often writes about home buying andrefinancing.

Throughout the home buying process there can be various hurdles to jump over to make sure everything goes smoothly.  In today’s culture, we are finding more often unmarried couples are purchasing their first homes together.  Although this sounds like a great plan, there are precautions that need...

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Jul 10 2012
4:42 pm

Posted By Beth Ross
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BUYING YOUR FIRST HOUSE TOGETHER?? THE START OF THE JOURNEY...

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This time of life can be one of the most stressful times in your relationship, especially if you are not both in tune of your wants and needs BEFORE you start looking!

Here are some of my suggestions that couples buying their first home together should do to help them understand the wants and needs of their partner. 

Answer these items separately and then together.  Determine what is going to work best for you as a couple, and then share your results with a licensed Realtor that you have researched and chosen to represent you in your purchase.

This list may seem long, but these are all items that crop up in a purchase of a home. 

The first and most important item to consider is your f...

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Apr 15 2012
1:30 pm

Posted By Beth Ross
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Do I Rent or Do I Buy!!

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Renting Versus Buying

Not everyone needs to be nor wants to be a home owner and that is ok.  Don't get pressured into doing something that isn't right for you!  Take the time to research and get to feel comfortable with your decision!

First - take a look at a rent vs buy calculator -  make sure that your goals and lifestyle are important for home ownership. 

Here are a couple of tools to help in your decision process - Ginnie Mae Calculator Realtor Dot Com Calculator

Second - Find out if you are financially able to purchase a home. 

Get with your bank or a mortgage lender to determine WHAT you can afford.  You may think you might be able to afford something, but have y... Read Full Post →

Apr 21 2010
11:57 am

Posted By Beth Ross
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REALTOR® or Real Estate Sales Person

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When people think of working with someone in the real estate industry, they often just use the word REALTOR®, not being aware that all real estate sales people are not REALTORS®.   Everyone who has an active real estate license can work with you on buying or selling property.  Why is that distinction important?  And what exactly is a REALTOR®?

A REALTOR® is someone who belongs to the National Association of REALTORS®.  In SC, those individuals actually go through a day of training and then get sworn in.  When they raise their right hand, they are promising to abide by a Code of Ethics, and if they disobey that code, they can be brought before a Professional Standards Committee and go thr...

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Apr 14 2010
2:22 pm

Posted By Beth Ross
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What is Dual Agency?

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 In my last blog I wrote about Agency and how it affects you.  This time I would like to explain what happens when one company represents both sides of a transaction.

The general public looks at an individual who works in the real estate industry and immediately thinks of that person as a real estate “agent”.  Even we in the industry call everyone agents.  However, under the Law of Agency, the actual “agent” is the Broker-in-Charge of a company (BIC) or, in the case of a large company; it could be the Broker-in-Charge of a particular branch office of that company.   The sales associates who work for that BIC actually represent the BIC – they are not the “agent” in the transaction.  ...

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