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Apr 9 2014
6:43 pm

Posted By Beth Ross
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New mortgage lending rules in effect for 2014

Entertainment

Dollar Signs

    New mortgage lending rules in effect for 2014

    There are new mortgage rules applying to Qualified Mortgages originated on or after January 10th, 2014, and we           want to give you an overview

    Mortgage lenders are being asked to comply with two new requirements: The Qualified Mortgages and the Ability to     Repay Rule . Here's how they will impact borrowers:

 Qualified Mortgages

A Qualified Mortgage is a home loan that has certain features to make it easier for you to repay your loan. A loan must meet 3 requirements in order to be considered “qualified”: the lender must determine that the buyer has an Ability To Repay (ATR), the cost of the loan must meet certain r...

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Mar 31 2014
3:01 pm

Posted By Beth Ross
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Trying to Sell Your Home Yourself??

Realtor Information

Difficulties of Selling Your Own Home:

How a Great REALTOR®Can Help

As real estate markets throughout the United States show signs of rebounding, many home owners are once again considering selling their homes. Home values across the nation plummeted in recent years because of the overall recession. As a result most real estate markets became a “buyer’s market.”

 

In a buyer’s market, there is typically an abundance of inventory at reasonable or rock-bottom prices. Those conditions flourished in many markets throughout the United States for several years during the recession; however, signs are pointing to a significant shift across the country. In fact, some markets are changing fro...

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Mar 30 2014
8:20 pm

Posted By Beth Ross
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Remodel or Sell "As-Is" - The question everyone asks!!!

Entertainment

Updated Shower
  Remodel or Sell “As-Is”

 Should you remodel your home before you list it? It may seem counterintuitive to put money into a house that you're  planning to sell, but the fact is that buyers are notoriously inflexible when it comes to looking past any major home  improvement problems such as a stained carpet or a dirty wall. Sometimes even a gaudy paint job can still cost you  money at the negotiating table if the buyer insists on it being changed before the sale. Plus, you don't want your  buyers to have to envision what the remodeled house will look like if it is in serious need of repair. On the other  hand, you don't want to pour your money into fixing up a home that you are not goin...

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Mar 24 2014
4:56 pm

Posted By Beth Ross
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Home Improvements! Do It Yourself Or Hire a Professional??

Realtor Information

Do It YourselfDo It Yourself Or Pay the Expert?

 They make it look so easy on all the home shows to renovate your kitchen, add a bathroom or even make a brand new sidewalk to your entryway. Certainly in today's economy the do-it-yourself (DIY) route is tempting, but is that home improvement job really that simple?

In a recent interview, Angie Hicks, founder of Angie's List pointed out that some DIY jobs end in disaster. More than 136,000 DIY injuries require medical attention annually. As many as 35,000 injuries were from nail guns. So, how do you decide to DIY or pay the expert?

Before you begin a DIY project, ask yourself three questions:

Do you have the right training and experience?
Do you ha...

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Mar 23 2014
3:24 pm

Posted By Beth Ross
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Some of the Areas Best Restaurants!!!

Entertainment

Ocean Front Dining

When you think of Myrtle Beach, fine cuisine is probably not the first thought that leaps to mind… but you might be surprised. In several places from North Myrtle Beach to Murrells Inlet and over to Conway, there are some fine, locally owned restaurants tucked away where only the locals know how good they really are. We’ve picked out a few for you to try! Bon appetit!

Rivertown Bistro

• Location: 1111 3rd Ave., Conway

• Details: 843-248-3733 or rivertownbistro.net

This upscale dining establishment is known for unique seafood, tasty sandwiches and blue plate specials. Locally owned, this restaurant serves tasty and unique dishes like the lightly blackened dolphin with a jala...

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Mar 13 2014
6:14 pm

Posted By Beth Ross
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The Day of the Green - St Patrick's Day In Horry County

Entertainment

Planning to come to Myrtle Beach for St. Patrick’s Day? You’re Irish Luck is holding  for sure – since St. Patrick's Day isn't until Monday, the Myrtle Beach area has decided to spend the whole weekend celebrating the Irish saint -  there’s plenty to do, so pace yourself!

 The city of Conway gets things going with the “Fourth Annual Gathering of the Green” from 5 -9 pm Friday, March 14. Meet on Third Avenue in downtown conway for an evening of fun and activities for the whole family. Including a newly added game – Cabbage Bowling! Plus two other favorites from last year, potato hurling and a giant pickle eating contest. Eight restaurants will participate in a “Taste of Conway” event h...

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WHY DO REALTORS KEEP ASKING ME IF I'M WORKING WITH ANYONE ELSE?

Realtor Information

This is a Better Than Great Post by a fellow Realtor from Canada - Susan Emo - I couldn`t have written it better.

WHY DO REALTORS KEEP ASKING ME IF I'M WORKING WITH ANYONE ELSE? 

BY 
Real Estate Agent with Sotheby's International Realty Canada - Brokerage
February 23, 2014 12:55 PM
http://actvra.in/4cqW

I get asked that question almost as much as I ask it of them!

So many potential Buyers feel the need to contact the Listing Agent themselves and, if the Realtor is doing the job correctly, the first question needs to be

"What is the name of the Realtor you're currently working with?" 
(to be gramatically correct I know i...

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Mar 7 2014
9:18 am

Posted By Beth Ross
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Myrtle Beach Has A Secret - We’ve Got Culture!

Entertainment

Most people know that Myrtle Beach is a fun place to visit and a great place to live. We have some of the best golf courses in the world, entertainment of all kinds, pristine neighborhoods with all the amenities, and of course miles of white sandy beaches - but we have a secret. Myrtle Beach has culture!

 It’s true, the city of Myrtle Beach and dedicated residents have worked hard to ensure that the fine arts are well represented. Their success can be seen in the number of cultural organizations that have made their home in Myrtle Beach. If you are planning to move here and were worried about missing the theatre or fine symphony orchestras, worry no more. There are many cultural activi...

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Mar 1 2014
10:40 am

Posted By Beth Ross
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What Makes an REO Agent Different From Your Typical Agent

REO Bank Owned

What makes a REO Agent different than your Typical Agent?

Our Personal Investment in Our Own Education: Most all successful REO agents are highly trained and heavily invested in their education. It’s not uncommon for a successful REO agent to have thousands of dollars every year go towards education or the maintenance of costly designations and certifications. Our clients demand that we make these costly investments to ensure they are entrusting the right kind of person with their portfolio of asset which could result in millions of dollars worth of transactions. Our investment in our education ensures our clients that we know what we are suppose to do.

Our Clients Investment in Our Edu...

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Feb 25 2014
12:09 pm

Posted By Beth Ross
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Spring Cleaning is just around the corner!!!!

Entertainment

Spring Cleaning Image     Selling Your Home? Time to do Some Spring Cleaning

 

Are you planning to sell your home this spring or summer? There are some things you can do to make your house more appealing to a buyer and make it easier for you to move into your new home as well.

If you have lived in your house a long time, there are sure to be many cherished memories associated with it, as well as cherished mementoes of times gone by. But, do you really want to move all that stuff?  Perhaps it’s time to take an inventory of your house and decide what to keep and what to throw away. If your children live nearby, it might be easier to have them come over and “claim” what is theirs and take it with them and let...

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Feb 24 2014
8:32 pm

Posted By Beth Ross
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Myrtle Beach in the Springtime

Entertainment

Carolina Pines Realty is shaking off  the ice and getting ready for what looks to be a beautiful Spring. Now is a great time to visit Myrtle Beach.

Did you know that a majority of Myrtle Beach visitors become permanent residents? Myrtle Beach is a mecca for people wanting a vacation home or primary residence. There are plenty of condos and houses available to meet your needs. As you are driving around the area, if you see a home or condo that might just be your dream home, feel free to contact Carolina Pines Realty at 843.828.4061 or check out our website www.homesofmyrtlebeach.com

In the meantime, enjoy your visit to Myrtle Beach and get to know the area a little better. Below are a l...

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Jan 10 2014
11:55 am

Posted By Beth Ross
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Home Buying for Unmarried Couples

General

by  on November 21, 2013 in For Buyers

This article was shared from Keeping Current Matters - you can check out their link here - http://www.keepingcurrentmatters.com/2013/11/21/home-buying-for-unmarried-couples/

Today we are excited to have Mark Scheets return as our guest blogger.  Mark is a writer for Total Mortgage Services, and often writes about home buying andrefinancing.

Throughout the home buying process there can be various hurdles to jump over to make sure everything goes smoothly.  In today’s culture, we are finding more often unmarried couples are purchasing their first homes together.  Although this sounds like a great plan, there are precautions that need...

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Jan 9 2014
12:17 pm

Posted By Beth Ross
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Downsize your living space or not?? Great article

General

I like to share the posts and blogs of others -

This is a great one from another source.

http://www.becomingminimalist.com/12-reasons-why-youll-be-happier-in-a-smaller-home/ 

Glad to share

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Jan 2 2014
10:40 am

Posted By Beth Ross
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Light Bulbs and the new 2014 laws regarding them!

General

With the New Year – 2014 – come new laws. 

One of the laws I have found to be the most perplexing is the reduction and phase out of incandescent light bulbs.

I guess I am a creature of habit and like the glow of those bulbs.  However, over the years, even that glow has changed with Soft White, halogen and many other types of bulbs.  I must be getting older as my eyes do not see as bright as they used to and so I went looking for 100 watt bulbs a few weeks ago and couldn’t find them.  That is when I learned of the law being changed.  (No I don’t stay on top of laws the way I guess I should).

Having tried to go with longer lasting light bulbs a couple of years ago, I invested in those f...

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Dec 6 2013
5:41 pm

Posted By Beth Ross
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Quality Live Theatre in Myrtle Beach

Entertainment

Always looking for new and different excursions to enhance the outings of Myrtle Beach, I had the pleasure of seeing the dress rehearsal for Stage Left Theatre's production of "Sorry, Wrong Chimney". And I was quite impressed with the amount of unseen talent that Myrtle Beach has hidden away.

If you are looking for something fun to do this holiday season, reserve your tickets now. This show is a must see. The cast and crew worked very hard to produce a great show and have truly succeeded. The show runs Dec 5-7, 12-14, and 19-21 at 8:00 and Dec 7-8, 14-15, 21-22 at 3:00.  You can find me there on Dec 13th!!  Come say hello!!

To get tickets for this fantastic show call the box office at 8...

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Oct 23 2012
9:14 am

Posted By Todd Chatham
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Learn how to buy HUD homes

General

Learn how to buy HUD homesLet us help you learn how to buy HUD homes. These videos will take just a short amount of time to view and you will get so much information from them.

We are here to help you in your search for your next property. These new tools are designed to help you understand that process for searching a little better.

It couldn't be a better time to buy a home. Rates are down to historical lows and inventory is starting to slow down, so please let us get to work in finding you just what you are looking for!!

Welcome to the new HUD

The team at Carolina Pines Realty, Inc is ready to help you in this process!!

843-828-4061 Or HUD@HomesOfMyrtleBeach.com

Who is eligible to buy a HU...

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Jul 10 2012
4:42 pm

Posted By Beth Ross
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BUYING YOUR FIRST HOUSE TOGETHER?? THE START OF THE JOURNEY...

General

This time of life can be one of the most stressful times in your relationship, especially if you are not both in tune of your wants and needs BEFORE you start looking!

Here are some of my suggestions that couples buying their first home together should do to help them understand the wants and needs of their partner. 

Answer these items separately and then together.  Determine what is going to work best for you as a couple, and then share your results with a licensed Realtor that you have researched and chosen to represent you in your purchase.

This list may seem long, but these are all items that crop up in a purchase of a home. 

The first and most important item to consider is your f...

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Apr 15 2012
1:30 pm

Posted By Beth Ross
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Do I Rent or Do I Buy!!

General

Renting Versus Buying

Not everyone needs to be nor wants to be a home owner and that is ok.  Don't get pressured into doing something that isn't right for you!  Take the time to research and get to feel comfortable with your decision!

First - take a look at a rent vs buy calculator -  make sure that your goals and lifestyle are important for home ownership. 

Here are a couple of tools to help in your decision process - Ginnie Mae Calculator Realtor Dot Com Calculator

Second - Find out if you are financially able to purchase a home. 

Get with your bank or a mortgage lender to determine WHAT you can afford.  You may think you might be able to afford something, but have y... Read Full Post →

May 7 2010
5:06 pm

Posted By Ellen Toay
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Why A Buyer Should Use A REALTOR?

General

A good Realtor is well worth his/her weight in gold when you are looking for a home to buy.  As the commission is almost always paid for by the seller, it is most likely not going to cost you any more.  Even if you do end up paying a little more, it is well worth the cost.  To give you an example – if you were to get a 30 year mortgage at 6% and borrow $3,000 more, your payment would go up approximately $18 more per month.  Not much when you consider that in return you would be getting the use of an expert to help you find your new home.

A good relationship between an agent and a buyer is a must.  If you have developed a rapport and have signed a Buyer Agency Agreement that agent owes yo...

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Apr 21 2010
11:57 am

Posted By Beth Ross
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REALTOR® or Real Estate Sales Person

General

When people think of working with someone in the real estate industry, they often just use the word REALTOR®, not being aware that all real estate sales people are not REALTORS®.   Everyone who has an active real estate license can work with you on buying or selling property.  Why is that distinction important?  And what exactly is a REALTOR®?

A REALTOR® is someone who belongs to the National Association of REALTORS®.  In SC, those individuals actually go through a day of training and then get sworn in.  When they raise their right hand, they are promising to abide by a Code of Ethics, and if they disobey that code, they can be brought before a Professional Standards Committee and go thr...

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